What You Should Know About Medicare Annual Wellness Visits
Posted: May 6, 2025
The Annual Wellness Visit (AWV) is one of Medicare recipients’ most important, often overlooked benefits. It is a yearly opportunity that can make a difference in long-term health, of which, surprisingly, many people do not take full advantage. These visits matter more than you might think. What Is an Annual Wellness Visit? The AWV is not the same thing as a routine physical exam. It...
Options to Consider When Your Term Life Insurance Expires
Posted: April 22, 2025
Life insurance provides invaluable protection for your loved ones, but what happens when your term life insurance policy reaches the end of its coverage period? If you’re approaching expiration, you still have options to maintain financial security for your family. Understanding these choices can help you make the best decision for your circumstances. Renew Your Existing Term Policy Many insurance providers allow policyholders to renew...
Who Is Eligible for Medicare and Medicaid?
Posted: April 21, 2025
Understanding how to qualify for Medicare and Medicaid is vital, especially as you approach retirement age. These two programs provide essential healthcare coverage but differ in their eligibility requirements and benefits. Here’s a comprehensive look at who qualifies for Medicare and Medicaid and how the two programs can work together. What Are Medicare and Medicaid? Although they sound similar, Medicare and Medicaid serve different purposes. ...
Why Annuities Should Be a Key Part of Your Wealth Strategy
Posted: April 7, 2025
Why I’m a Big Fan of Annuities and Why You Should Be Too As a wealth manager with decades of experience helping clients grow and protect their assets, I’ve seen firsthand the value of annuities as a cornerstone in a diversified portfolio. In my early days in the industry, I too had doubts about them. But after working with numerous clients, navigating market fluctuations, and...
5 Reasons You Should Consider a Hospital, Sickness and Cancer Indemnity Plan
Posted: April 7, 2025
5 Reasons You Should Consider a Hospital and Sickness Indemnity Plan As someone who’s spent years working in the insurance industry, I can admit that when I first started my career, I thought hospital and sickness indemnity plans were just another piece of paperwork to sell. Honestly, I didn’t fully understand the importance of these plans until I began to see how they could really...