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Understanding Medicare Coverage for Stroke Survivors

Understanding Medicare Coverage for Stroke Survivors

World Stroke Day is Friday, October 29, 2021. This is the day to focus on stroke prevention, and on healthcare options for individuals who have survived a stroke. Major side effects of stroke include decreased mobility, problems with hearing, vision, or balance, and paralysis.  What Does Medicare Cover for Stroke Survivors? Every year, more than half a million people over the age of 65 suffer...

Nontraditional Life Insurance Plans You Should Know About

Nontraditional Life Insurance Plans You Should Know About

Traditional life insurance is low risk and offers guaranteed maturity returns to policyholders. Nontraditional life insurance combines investment and insurance in a single policy. These plans invest in the market and have the potential to earn higher returns because of their higher-risk nature. If you have not been able to obtain traditional life insurance, you should know about these nontraditional life insurance plans. Graded Life...

3 Types of Living Benefits for Life Insurance

3 Types of Living Benefits for Life Insurance

Life insurance is mainly designed to pay out death benefits to beneficiaries. But some life insurance policies also provide living benefits for policyholders. The following are three types of life insurance living benefits. Accelerated Death Benefits Most life insurance policies contain a provision known as Accelerated Death Benefit (ADB). It allows the policyholder to receive a portion of the life insurance money while he or...

Assisted Living Week 2021: Caring for Seniors and Americans with Disabilities

Assisted Living Week 2021: Caring for Seniors and Americans with Disabilities

Next week is National Assisted Living Week. It runs from September 12 through September 18, 2021. The theme this year is “Compassion, Community, Caring.” This is a time to celebrate the individuals who reside and work in assisted living and the services these facilities provide.  What Are Assisted Living Facilities? Assisted living facilities are residences for older adults and people with disabilities. They are designed...

Starting a Family? Consider These Types of Life Insurance

Starting a Family? Consider These Types of Life Insurance

When you have children, it is more important than ever to have life insurance. You want to provide for them in case something should happen to you. Death benefits from a life insurance policy could cover the mortgage payments, pay for your child’s college education, and help support your family.  What Are the Different Types of Life Insurance? The two main types of life insurance...